These people called me about some payday loan I supposedly took out in 2005. Who can remember that long ago. I asked the woman if there was a number I could call to talk to the accusing company she said no, because her company have taken over the claim. She stated I would be prosecuted for bank fraud and something else in my county, if I didn't make arrangements. I don't know if they are legitimate or not. I looked up the telephone number and it is not attached to a business.